I had a dream of writing a book on personal finance in simple language and give it free to all as an eBook.
Idea is to reach out to the common man which can help him in taking informed decision while investing/insuring.
It will be in simple English without technical jargons so that anyone can understand it
It will be published chapter by chapter.
First chapter on Life Insurance was published in December 2019.
Second Chapter is ready now – It is on Health Insurance. It is around 27 pages.
Life Insurance PDF is around 20 pages. You can download the e-Book by clicking on below link and read it as per your convenience
I request you to share it with your extended family, friends and colleagues so that everybody will benefit by a decent health insurance policy.
Amazingly simple and throughly comprehensive. Very well written sir. Will enlighten anyone who reads it
Thanks Deepak. Share it with your family and friends if you liked it.
Super duper post!! I wish I read it 2 weeks before!! Would have saved lot of my time.
Brilliant effort Melvin. Thank you for putting this together and in such simple terms.
Thanks S Srivastava
These Guides are of huge help to me. Learnt some important potential pitfalls in the whole process. Thank you for writing and sharing it for free. Will definately share it with anyone in need.
Great Article. Appreciate your efforts in explaining the details in a simple way.
By the way, I have couple of questions
1. Regarding the point#20 Restoration Benefits. Generally what is the procedure to enable restoration benefit? Do we need to pay additional premium?
1a. Suppose I go with a Base Plan + Super Top up. In such a scenario, do I need to worry about restoration benefits in the base plan?
2. You mentioned in the document that sometimes we may not be able to purchase individual policy due to heath issues and will have to go for group cover. So question is, in group policies, the insurers doesnt check the health issue or pre-existing diseases ?