Financial Planning

This is an amazing fire retirement planning story of a young IT employee, a true case study where the person can achieve fire retirement in a span of 3 years. A real incident of time, compounding and early investment. IT employees have an advantage over other industries as some of them get a chance of […]

Suresh is 31 years old and earning a decent salary. Suresh`s wife is 3 years younger to him and they have a 1 year old son. Suresh wants to create a financial plan for himself. The only problem he is facing is that he is not able to invest the amount as per the advice

The concept of retirement planning is fast changing in the recent days. Gone are the days where everybody works upto the age of 60, gets a decent pension/PF/Gratuity and lives rest of his life on this income. This was possible because of assured returns and relatively low inflation. Now lots of changes are happening in retirement planning.

In this article, I am not going to talk about what should be done and what should not be? I am sure, whatever you have done must be in the best interest of you and your family. But have you ever thought, if you are not around or even if you are around, would your

Let me start with some examples of random advice. You go to the bank and meet with your relationship manager there. After helping you with your basic work, he starts (of course, after checking your bank balance)- Sir, I have a very good investment plan for you. Sometimes you listen and sometimes, you avoid. If

Having spent 3 decades in financial industry, I still face the same queries which I used to face back in 1990s or early 2000. I am 35 years old and have 50,000 per month to invest. Which are the best mutual funds to invest? I am 23 Years old. Can I invest my monthly surplus

Will you buy health insurance policy? Ask this question to someone who has a history of hospitalization in the recent past. He will definitely tell you the need for going for a health insurance. In India, the health care costs are increasing every day. New and new medical procedures are introduced every year. All these

First of all, let me wish you a very Happy New Year in advance. May the New Year Bring Joy, Peace, Happiness, Health and Wealth to You and Your Entire Family ― Happy New Year 2019 So what pledges are you going to make for the Year 2019? Get outside to keep fit and healthy? Spending more time with

After a great bull run for 4 years in the market, sudden volatility has kept everyone guessing what is in store for the new year 2019? Many have lost their gains of about 15-20% gains from the equity market in last few months. But more than predicting the market, we should use the new year