SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Can you recollect the day in your life, when you handled cash for the first time? It can be at age 10, when you got pocket money from your father! Now think about till what age, you will be handling money? Till you live an active life. Yes, except for the first 10 years, all of us handle money for almost the entire life. But are we getting any training on how to handle money? No.

Personal finance is a neglected subject in our country. We learn the money management from our parents. But a lot has been changed here from the past generation. Where we invest? Financial illiteracy is a major concern in India. We prefer bank deposit and postal schemes. These products offer low returns and will not even beat inflation. We invest in real estate which is an illiquid asset. The other option is Gold, where we have a natural attraction.

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  • Anurag Atre Posted May 30, 2016 3:40 pm

    I want to know the fees structure if I opt for financial planning with Mr. Melvin.


    • Melvin Joseph Posted November 23, 2016 4:46 pm

      Hi, My fees are 10,000 in the first year. Renewal fee is 3000. Fee for NRIs will be INR 15,000 in the first year.

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