SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Melvin Joseph is a SEBI Registered Investment Adviser (RIA) and a Certified Financial Planner (CFP) from Financial Planning Standards Board India (FPSB). He is a Fellow of Insurance Institute of India (FIII) and is having a Post Graduate Diploma in Financial Advising from Indian Institute of Banking & Finance.

He is associated with the financial sector from 1989 and is having experience in both administration and marketing of financial products. He worked for both public &  private sector companies in his 21 years of corporate life. His last assignment was with the then number 1 private sector life insurance company as country head – Institutional Alliances.

He left corporate sector in 2010 and started Finvin Financial Planners in Mumbai.

Melvin is a Fee Only Financial Planner. To avoid any conflict of interest, he is not into distribution of any financial products.

His mission is – to be a reliable partner with each of his clients and help them in reaching their financial goals by giving unbiased financial advice at affordable prices.

Testimonials

When we had planned to start with understanding and planning our financial investments we met a lot of advisers. The thing we liked about Melvin is he took his time to understand our situation and goals and help us come up with a plan accordingly. He was easy to communicate and always available to clear are doubts. After we started our journey the best thing we realized was rather than just taking care of our investments he taught us how to invest on our own (many other advisers wanted us to invest through them so that they would earn a portion of our gains), he walked us through the steps as we were novices in the world of investing. We are really happy with the service we have got and plan to continue using his help to guide us

Dr Satish Kumar and Dr Swathi Menon.

I came to know about Mr Melvin Joseph via discussions on "fee-only" financial advisers on the Facebook group "Asan Ideas for Wealth". His name came prominently in many discussions and this was a comforting factor. I was very impressed by the initial response time to a generic query made to him. This and the clear information confirmed to me that he is a person who has his clients interest at the highest priority.

Investing for future  in D-I-Y ( do it yourself) mode can be a bit tricky. There is a lack of genuine feedback and timely course correction . This can be corrected by using professional services from a genuine guy.

After detailed email and telephonic discussions, Mr Melvin patiently drafted a plan which was well aligned to my initial course and certainly more streamlined.

He gives you a very simple algorithm like plan to cover your investment, insurance and other issues.

I would surely like to add that I am very impressed by his prompt availability for queries afterwards. According to me , this is perhaps his strongest asset and this connection which he makes with others is very comforting.

Investing has  hazards involved , specially when you are trying to beat inflation in the long run. I would recommend new investors or even those who are looking for second opinions/professional advice to understand that these risks cannot be eliminated. However, the  wisdom and experience he provides with his immense time in the field can reduce larger but no-so-obvious  risks and can also lead to timely course correction if needed.

I have faith in the intentions, wisdom and experience of Mr Melvin Joseph. I have already recommended him to colleagues and friends and would do the same in future. Talking to him will probably be one of the best investing decisions you would make.

DR. Gaurav Prakash. UAE

Three words to describe Melvin - Patient, Informed and organised. He patiently answered all my queries on personal finance for two years without being enrolled with him. He encouraged me to realign my portfolio, in line with my goals and then . His reasonable fee definitely made it attractive to continue remain attached to him.

What I appreciate most is that he is only a phone call away.

Dr. V Tripathi