SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Melvin Joseph is a SEBI Registered Investment Adviser (RIA) and a Certified Financial Planner (CFP) from Financial Planning Standards Board India (FPSB). He is a Fellow of Insurance Institute of India (FIII) and is having a Post Graduate Diploma in Financial Advising from Indian Institute of Banking & Finance.

He is associated with the financial sector from 1989 and is having experience in both administration and marketing of financial products. He worked for both public &  private sector companies in his 21 years of corporate life. His last assignment was with the then number 1 private sector life insurance company as country head – Institutional Alliances.

He left corporate sector in 2010 and started Finvin Financial Planners in Mumbai.

Melvin is a Fee Only Financial Planner. To avoid any conflict of interest, he is not into distribution of any financial products.

His mission is – to be a reliable partner with each of his clients and help them in reaching their financial goals by giving unbiased financial advice at affordable prices.

Testimonials

We met Mr Melvin of Finvin Financial Planners through an old friend who is also a long term client of Finvin. We have been investing and buying insurance from the last 10 years on our own. One recurrent problem during all these years was our misguided investment decisions, which sometimes proved costlier. Although we are motivated to save and invest for the sun set years, we lacked the much needed direction and road map for achieving our financial goals.

 

Our main reason to choose Finvin is their neutral approach to advising their clients. Finvin doesn't sell any financial products and hence there is potentially no room for any conflict of interest. Another USP with Finvin is their flat fee model. Mr Melvin collected data points concerning our income, expense, assets, insurance and existing investments. We were also asked to set short term, mid-term, and long term financial goals. This exercise forced us to rethink our priorities in life and brought into sharp focus our strengths and weaknesses. Mr Melvin worked with us closely and designed a financial road map containing detailed strategy and advise. The road map document served as an eye-opener. We quickly realized our mistakes and initiated a corrective action based on this road map. We were under-insured for life and insufficiently covered for health. To our dismay, we were saving and investing way below than what is actually needed to meet our life goals. We swiftly changed gears and took control of our destiny based on Mr Melvin's advice.

 

Working with Mr Melvin is a pleasure. Mr Melvin has decades of experience in the Indian financial industry and is a very seasoned professional. If you want a genuine, glamour-free advice that is worthy of your hard-earned money, Mr Melvin is your go-to man.

Hari, Bangalore

Came to know about Melvin through an office colleague who had availed his services. After some initial apprehensions, decided to go ahead with utilizing Melvin's expertise. Melvin comes across as an honest, down to earth and a practical man when it comes to financial planning which I guess has comes from years of experience. He imbibed in me goal oriented financial planning which was an important learning for me. He suggested a few changes to my existing portfolio and I am starting to see the results of the same. He has been there for any queries any time. I would recommend him to anyone who wants their financial planning to be in order and working for them

Girish H, Mumbai

''Melvin is helping my husband and I refocus on our financial goals and objectives. What makes his approach unique is that he gives us a very patient hearing to the  financial challenges that we as first-time-parents are experiencing. Further, he is helping us rebuild our portfolio from scratch. Melvin’s approach is a mix of  practicality and logic, which helps non-financial folks like my husband and I work on his recommendations seriously.

 

I'm very happy to be associated with Melvin...Talking to Melvin is one the most financially-prudent decisions that we have ever taken.

S R, Hyderabad