SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Melvin Joseph is a SEBI Registered Investment Adviser (RIA) and a Certified Financial Planner (CFP) from Financial Planning Standards Board India (FPSB). He is a Fellow of Insurance Institute of India (FIII) and is having a Post Graduate Diploma in Financial Advising from Indian Institute of Banking & Finance.

He is associated with the financial sector from 1989 and is having experience in both administration and marketing of financial products. He worked for both public &  private sector companies in his 21 years of corporate life. His last assignment was with the then number 1 private sector life insurance company as country head – Institutional Alliances.

He left corporate sector in 2010 and started Finvin Financial Planners in Mumbai.

Melvin is a Fee Only Financial Planner. To avoid any conflict of interest, he is not into distribution of any financial products.

His mission is – to be a reliable partner with each of his clients and help them in reaching their financial goals by giving unbiased financial advice at affordable prices.


I searched for FEE only financial planner and came across finvin. The fees are nominal and the initial discussions were very enthusiastic and while answering the questions, I too learned. This exercise definitely arises your thought process about finances and changes the perspective you look towards your goal. The confidence given is of much help and gives a sense of mental satisfaction when you know that in an untoward incident the designed financial plan is going to take care of it, provided you are disciplined enough to follow the suggestions.

I am happy with the service provided to me by Melvin and I certainly recommend him.

Arijit S,Mumbai

Being a chartered accountant, I personally believe that proper financial planning is very important. For long, I was not sure of how to go about finding the right financial planner, until I came across an article in Finvin website. This is the reason I decided to use his financial planning services, and I am very happy with my decision to do so. Melvin’s approach to analyzing my finances has been very systematic. It is also customized, since every individual's circumstances are different. He has come up with sensible suggestions about the changes that I should make. His analysis provided me with the conviction, and consequently the peace of mind, that I am on the right track. I strongly recommend Melvin’s services to anyone who cares about his family & financial health.

Vijay SethDubai

I am really thankful for the advice given by Melvin sir and as per his advices I am managing my finances . As per Melvin Sir advices most of my personal loans are cleared and I having a great relief. Thank you very much Sir and looking forward for many more advices for my financial planning.

Pankaj SinghMumbai