SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Your Trusted Partner For All Financial Needs

Retirement Planning

Increasing longevity and absence of any social security system, makes retirement planning  utmost important to all of us in India. We help you in...

Tax Planning

Fixed deposit is one the most safe investments but it is not the most tax efficient option. We help you in reducing your tax burden by suggesting...

Higher Education Planning

The cost of an MBA which cost 20 Lacs now can be around 63 Lacs after 15 years with 8% inflation.  We will help you in planning for this to ensure...

Marriage Expense Planning

All of us have big dreams regarding marriage of our children. We help you in ensuring that you have enough money for this goal at the right time...

Holistic Advice That Covers All Aspects of Finance

Why you need Financial Planning?

Can you recollect the day in your life, when you handled cash for the first time? It can be at age 10, when you got pocket money from your father! Now think...

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Sukanya Samridhi Account for the Girl Child

After the recent budget, there is a huge rush in the post office to invest in the recently launched Sukanya Samridhi Account for the girl child.  The...

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Why You should Avoid Children Policies?

Nikhil and Rekha are expecting their first child next month.  Both are busy in making all arrangements to welcome the baby.  They want to start planning for...

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How to Improve Your Credit Score?

My friend Suresh had a shock last month, when his home loan application was rejected by the bank. Though he is having an annual CTC of 20 lakhs, bank...

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Financial Planner in India – Is the Fee Justified?

One of my prospective clients Ajay asked me an innocent question – How much I can save by paying the annual fee to you? Instead of giving him any...

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Investment options for NRIs – How to Choose?

2013 was a good year for NRIs when their dollars were earning more rupees with rupee depreciation. But this may not continue for long as dollar is...

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Testimonials

I found Finvin while I was looking for a fee only planner. I read a lot of good things online about Melvin and I found they were very well founded.

I am an NRI customer, with specific needs. I find the Mr. Melvin always gave me impartial and clear advice while helping me identify my goals . I always thought it was necessary to have a face - face meetings in order to establish a professional relationship and trust but consulting with Mr.

Melvin has removed that notion. He is knowledgeable,  quick to answer emails and queries (even over great distances and time zones) and helped me exit from some toxic financial products for which I am quite indebted to him.

Amrit, Kolkatta

I started my associated with Melvin Joseph in the year FY17.  I found about Melvin through one of the facebook groups where he was highly recommended.  After speaking to a few other financial planners, I decided to go ahead with Melvin.  I found him to be affable, patient and benevolent.  He collected all my details over email and phone.  He has provided few recommendations to me and I have started implementing the same.  He has also answered quite a few queries of mine which were beyond the regular financial instruments that he deals with so that it could help my planning aspects. Hoping to have a successful financial journey with him.

S . Pramod, Bangalore

Came to know about Melvin through an office colleague who had availed his services. After some initial apprehensions, decided to go ahead with utilizing Melvin's expertise. Melvin comes across as an honest, down to earth and a practical man when it comes to financial planning which I guess has comes from years of experience. He imbibed in me goal oriented financial planning which was an important learning for me. He suggested a few changes to my existing portfolio and I am starting to see the results of the same. He has been there for any queries any time. I would recommend him to anyone who wants their financial planning to be in order and working for them"

G H, Pune