SEBI registered Investment advisor (RIA) with Registration number – INA 000000342.

Your Trusted Partner For All Financial Needs

Retirement Planning

Increasing longevity and absence of any social security system, makes retirement planning  utmost important to all of us in India. We help you in...

Tax Planning

Fixed deposit is one the most safe investments but it is not the most tax efficient option. We help you in reducing your tax burden by suggesting...

Higher Education Planning

The cost of an MBA which cost 20 Lacs now can be around 63 Lacs after 15 years with 8% inflation.  We will help you in planning for this to ensure...

Marriage Expense Planning

All of us have big dreams regarding marriage of our children. We help you in ensuring that you have enough money for this goal at the right time...

Holistic Advice That Covers All Aspects of Finance

Why you need Financial Planning?

Can you recollect the day in your life, when you handled cash for the first time? It can be at age 10, when you got pocket money from your father! Now think...

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Sukanya Samridhi Account for the Girl Child

After the recent budget, there is a huge rush in the post office to invest in the recently launched Sukanya Samridhi Account for the girl child.  The...

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Why You should Avoid Children Policies?

Nikhil and Rekha are expecting their first child next month.  Both are busy in making all arrangements to welcome the baby.  They want to start planning for...

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How to Improve Your Credit Score?

My friend Suresh had a shock last month, when his home loan application was rejected by the bank. Though he is having an annual CTC of 20 lakhs, bank...

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Financial Planner in India – Is the Fee Justified?

One of my prospective clients Ajay asked me an innocent question – How much I can save by paying the annual fee to you? Instead of giving him any...

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Investment options for NRIs – How to Choose?

2013 was a good year for NRIs when their dollars were earning more rupees with rupee depreciation. But this may not continue for long as dollar is...

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Testimonials

I approached Melvin based on my Friend's recommendation, for the record i have been doing my own financial planning for quite sometime which is largely goal based, but i needed somebody who is independent and can provide an unbiased review of my planning and any corrections needed.

 

Melvin took me through an elaborate process of collecting information on my Assets & Liabilities and then suggesting a roadmap to my financial independence. I got a clear view of my current financial standing and the stuff i need to do for my Health Insurance, Childrens Education, their Marriage and my Retirement as well.

 

Good part is Melvin will be there for any queries and periodic reviews of my portfolio for any course corrections. All in all I am much more at ease now and Thanks to Melvin for all the support.

Pradeep, Bangalore

I needed Melvin's services for my dad's finances. At the time of contacting Melvin, my dad's retirement was about 5 years away, and he had been planning to construct a house in a tier-1 city over next 2 years.

To be honest, I have fair bit of understanding myself on how to do a goal-based financial plan. However, my dad's financial requirements were so complex, that I wasn't sure on how to go about allocating assets for these.

Melvin took him through a rigorous process of self-evaluation on his finances. This was holistic, covered my dad's existing investments, emergency funds, as well as health insurance requirements.

When we received the financial plan; it was clear to my dad on how to go about allocating funds for various goals. Most importantly, my dad, who has believed for decades, in traditional fixed deposits, post-office deposits etc; was ready to understand market linked derivatives and take calculated risks. The plan was dead simple to understand, even easier to execute.

Melvin made my dad feel confident about his financial future, especially his post-retirement life. The best thing about Melvin is that he's always approachable.

Arijit, Bangalore

Melvin recommended the straight and simple investment ways that helped me mange my resources effectively to achieve the financial goals. Initially most of the time I was confused with my way of thinking on investment approach, post Melvin’s support I realized the importance of financial planner that helped me a lot . Now I can implement the investment suggestions which will help to meet my goals without too much worry. Many Thanks to Melvin for his support.

Sachin Chavan , Pune